S. 4428

S. 4428: A bill to amend the Higher Education Act of 1965 to require the use of an identity fraud detection system in reviewing Free Applications for Federal Student Aid.

Introduced Ashley Moody (R) SENATE_BILL — 119th Congress
Plain English Summary

S. 4428 is a bill that proposes an amendment to the Higher Education Act of 1965. The amendment would require the implementation of an identity fraud detection system to be used when reviewing Free Applications for Federal Student Aid (FAFSA). This system aims to enhance the security and integrity of the financial aid application process by preventing identity theft and fraudulent claims.

Positive Media Summary

Supporters of S. 4428 argue that the bill is a necessary step in protecting students and taxpayers from identity fraud. By implementing a fraud detection system, the bill could help ensure that federal student aid is allocated to legitimate applicants, thereby safeguarding public funds and reducing the risk of financial aid fraud.

Negative Media Summary

Critics of S. 4428 may express concerns about the potential for increased bureaucratic complexity and delays in the financial aid process. There might also be worries about privacy implications for students, as implementing such a system could involve collecting and storing sensitive personal information. Some may argue that the costs of implementing and maintaining the fraud detection system could outweigh its benefits.

Conflict of Interest Analysis Deep Analysis
2/10
Risk Level
Low
Total Donations
$0
PAC Percentage
0%
Policy Area
Education

The analysis of bill S. 4428, which aims to amend the Higher Education Act of 1965 by requiring an identity fraud detection system for reviewing Free Applications for Federal Student Aid, reveals no direct industry overlaps between the bill's subject matter and the sponsor Ashley Moody's top donor industries. The lobbying activity related to this bill includes various entities, but the financial contributions are largely undisclosed, with only SANA HEALTH reporting a contribution of $7,500. The lack of direct financial ties between the sponsor's donors and the bill suggests minimal risk of conflicts of interest. Voters should note that while there is some lobbying activity, the absence of clear financial connections indicates that the bill may not be influenced by donor interests significantly.

Lobbying Activity — Who's Pushing?

Organizations that lobbied on issues related to this bill's policy area.

Client Lobbying Firm Amount
SPHERE LABS TERRAPIN STRATEGY, INC $22,000
ATZ MANUFACTURING TERRAPIN STRATEGY, INC $21,750
THE PRESIDENTS' FORUM OF THE DISTILLED SPIRITS INDUSTRY THE PRESIDENTS' FORUM OF THE DISTILLED SPIRITS INDUSTRY $20,000
SANA HEALTH TERRAPIN STRATEGY, INC $7,500
NEBRASKA RURAL GENERATION LLC JABAL COMPANIES LLC undisclosed
RHOBACK, INC. ATLAS CROSSING LLC undisclosed
GLOBAL MOBILE SOFTWARE LLC TERRAPIN STRATEGY, INC undisclosed
SUMAIR VIRANI COZEN O'CONNOR PUBLIC STRATEGIES undisclosed
NATIONAL STRUCTURED SETTLEMENTS TRADE ASSOCIATION COZEN O'CONNOR PUBLIC STRATEGIES undisclosed
NUMERACLE, INC. ACG ADVOCACY undisclosed
AMERICAN COUNCIL FOR CAPITAL FORMATION AMERICAN COUNCIL FOR CAPITAL FORMATION undisclosed
HUBBARD HOUSE RESTAURANT, LLC COZEN O'CONNOR PUBLIC STRATEGIES undisclosed
INTUIT INC., AND ITS ENTERPRISE MEMBERS COZEN O'CONNOR PUBLIC STRATEGIES undisclosed
NATIONAL CENTER OF SEXUAL EXPLOITATION (NCOSE) ACG ADVOCACY undisclosed
SHARED ECONOMY SERVICES, LLC TERRAPIN STRATEGY, INC undisclosed

Source: Senate Lobbying Disclosure Act (LDA) filings, 2026

Sponsor's Top Donor Industries

Top industries funding Ashley Moody, ranked by total contributions.

Health Professionals $120,000,000
Individuals: $120,000,000 PACs: $0
Retired $37,500,000
Individuals: $37,500,000 PACs: $0

Source: OpenSecrets.org (Center for Responsive Politics)

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