Residential property insurance: cancellations and nonrenewals.

CA AB2038 aims to change the rules around how residential property insurance can be canceled or not renewed. It seeks to provide more protections for homeowners by ensuring that insurance companies follow fair practices when deciding to cancel or not renew policies. This bill is designed to help prevent unexpected loss of coverage for residents.

CA AB2038 is a house bill in the California 2025-2026 Regular Session, sponsored by John Harabedian (D), currently “Passed” since September 30, 2026.

We track 5,060 California bills this session, 39 of them sponsored by John Harabedian.

The key recorded vote (Senate, August 26, 2026) ended 28–5 and passed.

Supporters of CA AB2038 argue that the bill is a crucial step in safeguarding homeowners from sudden insurance cancellations and ensuring stability in their coverage. They believe it promotes fairness in the insurance market and helps protect vulnerable communities from being left without necessary insurance during challenging times.

Critics of CA AB2038 may argue that the bill could lead to increased costs for insurance companies, which might eventually be passed on to consumers through higher premiums. They may also contend that it could limit the flexibility of insurers to manage their risk effectively, potentially leading to a less competitive market.

Source: LegiScan roll call vote data.