Resolution of Disputed Property Insurance Claims

The Florida bill H0341 aimed to require parties involved in disputes over property insurance claims to go through mediation before they could take their case to court. It also specified that all insured individuals or their representatives must attend this mediation and allowed for the use of teleconferencing or other electronic methods. Additionally, the bill included provisions for how mediation costs would be shared among the parties involved.

FL H0341 is a house bill in the Florida 2026 Sixth Special Session, sponsored by Leonard Spencer (D), currently “Failed” since March 13, 2026.

We track 326 Florida bills this session, 2 of them sponsored by Leonard Spencer.

Supporters of bill H0341 would argue that it promotes a more efficient resolution process for property insurance disputes, potentially saving time and legal costs for all parties involved. They might highlight that mediation can lead to amicable agreements without the need for lengthy court battles, benefiting both insurers and insureds.

Critics of bill H0341 could contend that mandating mediation before litigation could delay justice for individuals seeking rightful claims. They may also express concerns that requiring attendance at mediation could be burdensome for insureds, especially if they face difficulties in participating due to scheduling or logistical challenges.