INS CD-DISCRIMINATION-FELONY

The bill IL HB2425 changes the rules for life insurance companies in Illinois regarding final expense policies. It prohibits these companies from denying coverage or charging higher rates to individuals solely because they have been convicted of a felony. However, it does not require insurance companies to provide coverage to individuals who are currently incarcerated for a felony.

IL HB2425 is a house bill in the Illinois 104th General Assembly, sponsored by Rita Mayfield (D), currently “Passed” since August 15, 2025.

We track 10,921 Illinois bills this session, 74 of them sponsored by Rita Mayfield.

The key recorded vote (Senate, May 29, 2025) ended 36–18 and passed.

Supporters of IL HB2425 argue that this legislation promotes fairness and equality by ensuring that individuals with felony convictions have access to life insurance, which is crucial for financial planning and peace of mind. They believe it helps reintegrate former offenders into society by reducing barriers to essential services.

Critics of IL HB2425 may argue that the bill could lead to increased risks for insurance companies, as they might be required to insure individuals with a history of criminal behavior. They might also express concerns about the potential for higher costs for all policyholders if insurance companies adjust their rates to mitigate perceived risks.

Source: LegiScan roll call vote data.