Debt Resolution Services

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TN SB1078 is a senate bill in the Tennessee 114th General Assembly, sponsored by Jack Johnson (R), currently “Passed” since April 28, 2025.

We track 9,160 Tennessee bills this session, 353 of them sponsored by Jack Johnson.

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The proposed SB1078, which aims to amend the Tennessee Code regarding debt resolution services, presents several potential conflicts of interest for its sponsor, Jack Johnson. His ownership of Johnson & Associates, a real estate company, suggests a direct financial interest in the financial sector, particularly in areas that may intersect with consumer credit and debt resolution services. This connection raises concerns about whether the legislation could be influenced by his personal financial interests in real estate transactions that might be affected by the bill's provisions.

Additionally, Johnson's investments in various funds, such as the Fidelity Puritan Fund, Fidelity Contra Fund, and Vanguard Total Bond Market Fund, indicate a significant financial stake in the securities and investment industry. These funds could potentially be impacted by changes in consumer credit regulations and debt resolution practices, further complicating the integrity of his legislative actions. Given the direct alignment of his personal financial interests with the sectors affected by the bill, there is a heightened risk of conflicts that could lead to personal financial gain at the expense of broader public interest.

Unlike federal analysis based on campaign donations, state analysis examines legislators' personal financial interests — their jobs, businesses, and investments.

Items marked "AI-researched" are generated from public sources but have not been independently verified. Verified data is sourced from official legislature websites and disclosure filings.