TN SB1882

Proof Of Insurance

Engrossed Senate Jack Johnson (R)
Plain English Summary

The bill changes the rules for how long a person must keep proof of insurance after their driver's license or vehicle registration has been suspended or revoked due to not providing that proof. Instead of just needing to keep it during the suspension or revocation period, they must now maintain it for one year or for the duration of the suspension, whichever is longer.

Supporters Say

Supporters of the bill argue that it promotes responsible driving by ensuring that individuals maintain proof of financial responsibility for a longer period. This change is seen as a way to enhance road safety and reduce the number of uninsured drivers on the road.

Critics Say

Critics contend that the bill places an undue burden on individuals who may already be facing financial hardships due to the suspension of their driving privileges. They argue that extending the requirement for proof of insurance could lead to further economic difficulties for those trying to regain their driving rights.

Conflict of Interest Analysis Personal Interests
2/10
Risk Level
Low
Policy Area
Transportation and Public Works
Industry Overlap
0%
Personal Conflicts
0 found

The analysis of SB1882, which pertains to the proof of insurance requirements for drivers with suspended or revoked licenses, reveals no direct overlaps between the personal financial interests of the sponsor, Jack Johnson, and the bill's subject matter. Johnson's primary occupation as Vice President of Client Relations at CIGNA Healthcare and his ownership of a small business consulting firm do not directly correlate with the transportation and insurance sectors impacted by this legislation. Additionally, while he has various investments in securities and funds, these do not suggest a direct financial gain from changes in motor vehicle insurance regulations.

Furthermore, Johnson's involvement with companies such as COPART, INC., which operates in the vehicle auction industry, does not indicate a conflict regarding the insurance requirements outlined in the bill. The lack of any personal financial interests that would benefit from the legislation suggests that there is minimal risk of a conflict of interest. Therefore, the potential for personal financial gain from this bill is low, as there are no significant ties to the insurance or motor vehicle industries that would create a conflict.

Sponsor's Personal Financial Interests

Unlike federal analysis based on campaign donations, state analysis examines legislators' personal financial interests — their jobs, businesses, and investments.

Type Description Industry Source
Occupation Vice President of Client Relations at a healthcare company AI-researched
Employer CIGNA Healthcare Health Services/HMOs TN Legislature bio
Business Owner Owner of a small business consulting firm AI-researched
Spouse Employer Owner of Johnson & Associates, a real estate company Real Estate AI-researched
Employer LFGS, LLC TN Ethics Commission
Employer COPART, INC. TN Ethics Commission
Employer BROWNING OIL COMPANY, INC. TN Ethics Commission
Business Owner BRIGHTSTONE BOARD MEMBER from Sep 2020 to current TN Ethics Commission
Asset FIDELITY PURITAN FUND Securities & Investment TN Ethics Commission
Asset FIDELITY CONTRA FUND Securities & Investment TN Ethics Commission
Asset FIDELITY OTC FUND Securities & Investment TN Ethics Commission
Asset VIRTUS NFS LARGE CAP FUND TN Ethics Commission
Asset COLUMBIA SELECT MID CAP FUND TN Ethics Commission
Asset JANUS ENTERPRISE FUND TN Ethics Commission
Asset FRANKLIN SMALL CAP FUND TN Ethics Commission
Asset DFA INTERNATIONAL VALUE FUND TN Ethics Commission
Asset BROWN CAPITAL SMALL COMPANY FUND TN Ethics Commission
Asset VANGUARD TOTAL BOND MARKET FUND Securities & Investment TN Ethics Commission
Asset VANGUARD INSTITUTIONAL INDEX FUND Securities & Investment TN Ethics Commission
Asset FIDELITY INTERNATIONAL DISCOVERY FUND Securities & Investment TN Ethics Commission
Asset COPART, INC TN Ethics Commission
Asset DODGE AND COX INCOME FUND TN Ethics Commission
Occupation Law, JUDGE TN Ethics Commission
Asset Leadership PAC: JACK PAC TN Ethics Commission

Items marked "AI-researched" are generated from public sources but have not been independently verified. Verified data is sourced from official legislature websites and disclosure filings.

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About This Analysis

This summary was generated using AI from the bill's official text and metadata. Data sourced from LegiScan and the Tennessee General Assembly. Conflict analysis examines the sponsor's personal financial interests for potential overlaps with the bill's subject matter.