H.J.Res. 167 is a joint resolution that aims to disapprove a rule proposed by the Bureau of Consumer Financial Protection (CFPB) concerning debt collection practices. Specifically, the resolution seeks to reverse the CFPB's decision to withdraw existing regulations that govern how debt collectors can operate, which may impact consumer protections in debt collection.
Supporters of H.J.Res. 167 argue that reinstating the previous debt collection regulations is essential for protecting consumers from abusive practices and ensuring transparency in the debt collection process. Advocates emphasize that the rules provide necessary safeguards for vulnerable populations facing financial difficulties.
Critics of H.J.Res. 167 contend that disapproving the CFPB's rule could hinder the agency's ability to adapt regulations to current economic conditions. They argue that the previous rules may have imposed unnecessary burdens on legitimate debt collectors, potentially leading to increased costs for consumers and limiting access to credit.
The bill H.J.Res. 167, sponsored by Ayanna Pressley, pertains to the disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule in question relates to 'Debt Collection Practices'. After analyzing the top donor industries for Ayanna Pressley, no direct overlaps were detected between the bill's subject matter and the sponsor's top donor industries. This suggests a low risk of potential conflicts of interest. However, it is important to note that there has been lobbying activity in this bill's policy area. The disclosed amounts include $10,000 from the Healthy Markets Association and $25,000 from the American Association for Justice, both via LXR Group, and $16,000 from BMWED/BRS/SMART-MD/PASSENGER RAIL/NCFOBJ via Mooney, Green, Saindon, Murphy & Welch, P.C. Despite these lobbying activities, there is no direct evidence of a conflict of interest between the sponsor's donors and the bill's subject matter.
Organizations that lobbied on issues related to this bill's policy area.
| Client | Lobbying Firm | Amount |
|---|---|---|
| MARVELL TECHNOLOGY, INC. | CLARK STREET ASSOCIATES | $30,000 |
| AMERICAN ASSOCIATION FOR JUSTICE | LXR GROUP | $25,000 |
| BMWED/BRS/SMART-MD/PASSENGER RAIL/NCFOBJ | MOONEY, GREEN, SAINDON, MURPHY & WELCH, P.C. | $16,000 |
| YELLOWSTONE TO YUKON CONSERVATION INITIATIVE | MICHAEL POWELSON | $11,000 |
| HEALTHY MARKETS ASSOCIATION | LXR GROUP | $10,000 |
| UNIAO DA INDUSTRIA DE CANA-DE-AUCAR E BIOENERGIA (UNICA) | BARRAL M JORGE CONSULTORES ASSOCIADOS LTDA | $10,000 |
| CONFEDERACAO NACIONAL DAS INSTITUICOES FINANCEIRAS | BARRAL M JORGE CONSULTORES ASSOCIADOS LTDA | $10,000 |
| NATL ASSC OF STATE DIRECTORS OF CAREER TECHNICAL EDUCATION | NATL ASSC OF STATE DIRECTORS OF CAREER TECHNICAL EDUCATION | undisclosed |
| BRAZILIAN AVOCADO COMMISSION | FEDERAL STRATEGIES GROUP, INC. | undisclosed |
| SAAGA | FEDERAL STRATEGIES GROUP, INC. | undisclosed |
| UNIVERSITY AT BUFFALO | STATE UNIVERSITY OF NEW YORK AT BUFFALO | undisclosed |
| THE GREAT PLAINS INSTITUTE FOR SUSTAINABLE DEVELOPMENT, INC. | KOUNTOUPES DENHAM CARR & REID, LLC | undisclosed |
| CLOUDTRUCKS | INVARIANT LLC | undisclosed |
| LOS ANGELES CLEANTECH INCUBATOR | INVARIANT LLC | undisclosed |
| THE SCIENCE COALITION | FORBES-TATE | undisclosed |
Source: Senate Lobbying Disclosure Act (LDA) filings, 2026
Top industries funding Ayanna Pressley, ranked by total contributions.
Source: OpenSecrets.org (Center for Responsive Politics)
