H.R. 9056 directs the Administrator of the Federal Emergency Management Agency (FEMA) to permit certain recipients of the Flood Mitigation Assistance Grant, as well as other related grants, to use these funds to pay for premiums associated with community-based parametric flood insurance. This type of insurance is designed to provide quick financial assistance based on predetermined parameters related to flooding events.
Supporters of H.R. 9056 have praised the bill for promoting innovative flood insurance solutions that can enhance community resilience against flooding. They argue that using grant funding for parametric insurance premiums will help communities recover faster after flood events and reduce the financial burden on local governments.
Critics of H.R. 9056 have raised concerns that allowing grant funds to be used for insurance premiums could divert resources away from direct flood mitigation projects. Some argue that this approach may not adequately address the root causes of flooding and could lead to complacency in implementing necessary infrastructure improvements.
The analysis of H.R. 9056 reveals no direct industry overlaps between the sponsor Andrew Garbarino's top donor industries and the bill's subject matter concerning flood mitigation assistance grants. While there is lobbying activity in the policy area, the contributions from entities such as Summit Works USA ($20,000) and Monroe Energy, LLC ($10,000) do not indicate a direct financial interest in the specifics of the bill. The lack of direct financial ties suggests that the risk of conflicts of interest is minimal. Voters should be aware that while lobbying exists, it does not necessarily translate into conflicts, especially when no overlapping interests are identified.
Organizations that lobbied on issues related to this bill's policy area.
| Client | Lobbying Firm | Amount |
|---|---|---|
| AMERICAN SUBCONTRACTOR ASSOCIATION | OSCAR POLICY GROUP, LLC | $30,000 |
| SUMMIT WORKS USA | OSCAR POLICY GROUP, LLC | $20,000 |
| AMERICAN COUNCIL OF INDEPENDENT LABORATORIES | OSCAR POLICY GROUP, LLC | $20,000 |
| FINISHING TRADES INSTITUTE OF THE MID ATLANTIC REGION | OSCAR POLICY GROUP, LLC | $15,000 |
| MONROE ENERGY, LLC | OSCAR POLICY GROUP, LLC | $10,000 |
| UPSTATE NIAGARA COOPERATIVE, INC. | OSCAR POLICY GROUP, LLC | $10,000 |
| AGRI-MARK, INC | OSCAR POLICY GROUP, LLC | $10,000 |
| FRIENDS OF FATHER JUDGE HIGH SCHOOL, INC. | OSCAR POLICY GROUP, LLC | $6,000 |
| ARSENAL ASSOCIATES | OSCAR POLICY GROUP, LLC | undisclosed |
| LABOR & ENERGY ALLIANCE | OSCAR POLICY GROUP, LLC | undisclosed |
| BIG BROTHERS BIG SISTERS MIDDLE TENNESSEE | OSCAR POLICY GROUP, LLC | undisclosed |
| BIG BROTHERS BIG SISTERS INDEPENDENCE REGION | OSCAR POLICY GROUP, LLC | undisclosed |
| EKLUTNA, INC | EKLUTNA, INC. | undisclosed |
| CARPENTERS' COMPANY OF THE CITY AND COUNTY OF PHILADELPHIA | OSCAR POLICY GROUP, LLC | undisclosed |
| NATIONAL ELECTRICAL CONTRACTORS ASSOCIATION - PENN-DEL-JERSEY CHAPTER | OSCAR POLICY GROUP, LLC | undisclosed |
Source: Senate Lobbying Disclosure Act (LDA) filings, 2026
Top industries funding Andrew Garbarino, ranked by total contributions.
Source: OpenSecrets.org (Center for Responsive Politics)
