Allows domestic insurers to make certain records available by electronic means if they are easily accessible from the insurer's principal office in this state and the insurer complies with all applicable state and federal laws and regulations.

New York Senate Bill S04674, introduced by Senator Robert Jackson on February 11, 2025, aimed to allow domestic insurers to make certain records available electronically, provided these records are easily accessible from the insurer's principal office in New York State and the insurer complies with all applicable state and federal laws and regulations. ([legiscan.com](https://legiscan.com/NY/bill/S04674/2025?utm_source=openai)) The bill was advanced to the third reading in the Senate on May 7, 2025, but was substituted by Assembly Bill A03028 on May 22, 2025. ([legiscan.com](https://legiscan.com/NY/bill/S04674/2025?utm_source=openai)) Assembly Bill A03028, introduced by Assemblymembers Erik Dilan and Kwani O'Pharrow, passed and was signed into law on October 16, 2025. ([legiscan.com](https://legiscan.com/NY/bill/A03028/2025?utm_source=openai))

NY S04674 is a senate bill in the New York 2025-2026 General Assembly, sponsored by Robert Jackson (D), currently “Introduced” since February 11, 2025.

We track 14,823 New York bills this session, 193 of them sponsored by Robert Jackson.

The substitution of Senate Bill S04674 with Assembly Bill A03028, which was signed into law on October 16, 2025, reflects a collaborative effort between the Senate and Assembly to modernize record-keeping practices for domestic insurers in New York State. This legislative action is expected to enhance operational efficiency within the insurance industry by facilitating electronic access to records, thereby streamlining processes and potentially reducing costs. The bipartisan support for Assembly Bill A03028 indicates a shared recognition of the importance of adapting to technological advancements in the insurance sector.

While the substitution of Senate Bill S04674 with Assembly Bill A03028 has been viewed positively in terms of modernizing record-keeping practices for domestic insurers, there are concerns regarding the adequacy of safeguards to protect sensitive information. Critics argue that without robust security measures, the shift to electronic records could expose insurers and their clients to increased risks of data breaches and unauthorized access. Additionally, there is apprehension about the potential for technological disparities among insurers, which could lead to uneven implementation and compliance challenges. These concerns highlight the need for comprehensive guidelines and support to ensure the secure and equitable adoption of electronic record-keeping in the insurance industry.