H.J.Res. 170 is a joint resolution that seeks to disapprove a rule from the Bureau of Consumer Financial Protection (CFPB) regarding the withdrawal of a regulation connected to the Fair Credit Reporting Act. Essentially, if passed, this resolution would prevent the CFPB from withdrawing the existing rule that governs aspects of credit reporting.
Supporters of H.J.Res. 170 argue that maintaining the existing rule is crucial for consumer protection, ensuring that individuals have fair access to credit and that their credit information is reported accurately. Advocates highlight that disapproving the withdrawal helps to uphold consumer rights and promotes transparency in credit reporting.
Critics of H.J.Res. 170 claim that the resolution undermines the CFPB's ability to adapt regulations to better reflect current market conditions. They express concern that maintaining outdated rules could hinder innovation in the financial sector and may not adequately protect consumers in the evolving landscape of credit reporting.
There is no direct overlap between the sponsor's top donor industries and the subject matter of the bill, which reduces the risk of potential conflicts of interest. However, there is lobbying activity in the bill's policy area. Notably, the Healthy Markets Association and the American Association for Justice have spent $10,000 and $25,000 respectively. The source of these funds is not directly linked to the sponsor's top donors, which further reduces the risk of a conflict of interest. It's important for voters to be aware that while lobbying activity can influence legislation, in this case, there is no clear link between the sponsor's donors and the lobbyists.
Organizations that lobbied on issues related to this bill's policy area.
| Client | Lobbying Firm | Amount |
|---|---|---|
| MARVELL TECHNOLOGY, INC. | CLARK STREET ASSOCIATES | $30,000 |
| AMERICAN ASSOCIATION FOR JUSTICE | LXR GROUP | $25,000 |
| BMWED/BRS/SMART-MD/PASSENGER RAIL/NCFOBJ | MOONEY, GREEN, SAINDON, MURPHY & WELCH, P.C. | $16,000 |
| YELLOWSTONE TO YUKON CONSERVATION INITIATIVE | MICHAEL POWELSON | $11,000 |
| HEALTHY MARKETS ASSOCIATION | LXR GROUP | $10,000 |
| UNIAO DA INDUSTRIA DE CANA-DE-AUCAR E BIOENERGIA (UNICA) | BARRAL M JORGE CONSULTORES ASSOCIADOS LTDA | $10,000 |
| CONFEDERACAO NACIONAL DAS INSTITUICOES FINANCEIRAS | BARRAL M JORGE CONSULTORES ASSOCIADOS LTDA | $10,000 |
| NATL ASSC OF STATE DIRECTORS OF CAREER TECHNICAL EDUCATION | NATL ASSC OF STATE DIRECTORS OF CAREER TECHNICAL EDUCATION | undisclosed |
| BRAZILIAN AVOCADO COMMISSION | FEDERAL STRATEGIES GROUP, INC. | undisclosed |
| SAAGA | FEDERAL STRATEGIES GROUP, INC. | undisclosed |
| UNIVERSITY AT BUFFALO | STATE UNIVERSITY OF NEW YORK AT BUFFALO | undisclosed |
| THE GREAT PLAINS INSTITUTE FOR SUSTAINABLE DEVELOPMENT, INC. | KOUNTOUPES DENHAM CARR & REID, LLC | undisclosed |
| CLOUDTRUCKS | INVARIANT LLC | undisclosed |
| LOS ANGELES CLEANTECH INCUBATOR | INVARIANT LLC | undisclosed |
| THE SCIENCE COALITION | FORBES-TATE | undisclosed |
Source: Senate Lobbying Disclosure Act (LDA) filings, 2026
Top industries funding Maxine Waters, ranked by total contributions.
Source: OpenSecrets.org (Center for Responsive Politics)
