H.R. 10075 aims to amend the Internal Revenue Code of 1986 by exempting qualified mortgage bonds from the existing volume cap. This change would allow for an increase in the issuance of these bonds, potentially making it easier for individuals to access affordable mortgage financing.
H.R. 10075 was introduced in the 119th Congress by Darin LaHood (Republican) and is currently listed as “Introduced”. It is classified under the Taxation policy area, one of 216 bills in that area we track this Congress.
Darin LaHood is the sponsor of 6 bills in our database this Congress, so H.R. 10075 is part of a broader legislative agenda rather than a one-off proposal.
Our conflict-of-interest analysis rates H.R. 10075 2/10 (low risk), higher than 76% of analyzed bills; the average in Taxation is 2.2/10.
Supporters of H.R. 10075 argue that exempting qualified mortgage bonds from the volume cap will enhance housing affordability and accessibility for first-time homebuyers. They highlight that this measure could stimulate the housing market and provide much-needed relief to families trying to secure mortgages.
Critics of H.R. 10075 express concerns that removing the volume cap on qualified mortgage bonds could lead to an overextension of credit in the housing market, potentially increasing the risk of defaults and contributing to housing market instability. Some also argue that it may disproportionately benefit wealthier individuals rather than assisting those in need of affordable housing.
The bill H.R. 10075 aims to amend the Internal Revenue Code to exempt qualified mortgage bonds from the volume cap. The sponsor, Darin LaHood, has significant financial backing from the health professionals industry, contributing $120 million, and from retired individuals, contributing $37.5 million. However, there is no direct overlap between the interests of these donor industries and the subject matter of the bill. This lack of connection suggests that the potential for conflicts of interest is minimal. Voters should be aware that while large contributions can raise questions about influence, in this case, the absence of relevant industry ties indicates a lower risk of legislative bias.
Top industries funding Darin LaHood, ranked by total contributions.
Source: OpenSecrets.org (Center for Responsive Politics)
What does H.R. 10075 do?
H.R. 10075 aims to amend the Internal Revenue Code of 1986 by exempting qualified mortgage bonds from the existing volume cap. This change would allow for an increase in the issuance of these bonds, potentially making it easier for individuals to access affordable mortgage financing.
Has H.R. 10075 received a floor vote?
No roll-call vote on H.R. 10075 is recorded in our database yet. Its current status is “Introduced”.
Does H.R. 10075 have a conflict of interest?
Our conflict-of-interest analysis rates H.R. 10075 2/10 (low risk), higher than 76% of analyzed bills; the average in Taxation is 2.2/10. This score reflects overlap between the sponsor’s campaign funding, lobbying activity, and the industries the bill affects. It is a transparency indicator, not an accusation.
What is the status of H.R. 10075?
H.R. 10075 is currently “Introduced” as of our last update on August 24, 2026.
Who sponsored H.R. 10075?
H.R. 10075 was sponsored by Darin LaHood (Republican).
