H.R. 9514 aims to limit mortgage insurance provided by the Federal Housing Administration (FHA) and the purchasing and securitization of mortgages by Fannie Mae and Freddie Mac to only U.S. citizens. This means that non-citizens would not be eligible for these mortgage services.
Supporters of H.R. 9514 argue that the bill protects American citizens' access to housing finance and ensures that taxpayer-funded mortgage insurance is reserved for citizens, potentially strengthening the housing market for U.S. residents.
Critics of H.R. 9514 contend that the bill could unfairly restrict access to homeownership for non-citizens, particularly immigrants who contribute to the economy. They argue that it may exacerbate housing inequalities and limit diversity in communities.
The analysis of H.R. 9514, which seeks to restrict mortgage insurance eligibility to U.S. citizens, shows no direct industry overlaps with the sponsor Brandon Gill's top donor industries. The lobbying activity related to this bill primarily involves entities such as Occidental Petroleum Corporation and Ginkgo Bioworks, which do not have a direct stake in mortgage insurance or the operations of Fannie Mae and Freddie Mac. The total lobbying amounts from these entities are significant, but they are not directly tied to the bill's subject matter, suggesting that there is minimal risk of conflict of interest. Voters should note that while there is lobbying activity, it does not appear to influence the bill's intent or the sponsor's motivations significantly.
Organizations that lobbied on issues related to this bill's policy area.
| Client | Lobbying Firm | Amount |
|---|---|---|
| RESPOND-US | CORNERSTONE GOVERNMENT AFFAIRS, INC. | $140,000 |
| SILVERLINING | ALPINE GROUP PARTNERS, LLC. | $80,000 |
| MEDLINE | CORNERSTONE GOVERNMENT AFFAIRS, INC. | $80,000 |
| GINKGO BIOWORKS, INC. | CORNERSTONE GOVERNMENT AFFAIRS, INC. | $60,000 |
| PEABODY ENERGY CORPORATION | CORNERSTONE GOVERNMENT AFFAIRS, INC. | $50,000 |
| LUFTHANSA GERMAN AIRLINES | CAPITOL POINT GROUP, LLC | $50,000 |
| MERIDIAM INFRASTRUCTURE | CAPITOL POINT GROUP, LLC | $40,000 |
| LEO TECHNOLOGIES | BUTLER SNOW LLP | $30,000 |
| MAXIMUS | BRICK STREET STRATEGY | $30,000 |
| JOHNSON & JOHNSON | BRICK STREET STRATEGY | $30,000 |
| OCCIDENTAL PETROLEUM CORPORATION | GTB PARTNERS | $20,000 |
| CHAMBERS COUNTY DEVELOPMENT AUTHORITY | BUTLER SNOW LLP | $15,000 |
| HEARTH, PATIO & BARBECUE ASSOCIATION | HEARTH, PATIO & BARBECUE ASSOCIATION | $15,000 |
| THE UNIVERSITY OF WEST ALABAMA | BUTLER SNOW LLP | $12,000 |
| BASIS PATH | BUTLER SNOW LLP | undisclosed |
Source: Senate Lobbying Disclosure Act (LDA) filings, 2026
Top industries funding Brandon Gill, ranked by total contributions.
Source: OpenSecrets.org (Center for Responsive Politics)
